{"id":612,"date":"2013-08-20T12:09:36","date_gmt":"2013-08-20T12:09:36","guid":{"rendered":"https:\/\/www.iidraudimas.lt\/2011-met-iv-ketvircio-veiklos-apzvalga\/"},"modified":"2013-08-20T12:09:36","modified_gmt":"2013-08-20T12:09:36","slug":"2011-met-iv-ketvircio-veiklos-apzvalga","status":"publish","type":"post","link":"https:\/\/www.iidraudimas.lt\/lt\/2011-met-iv-ketvircio-veiklos-apzvalga\/","title":{"rendered":"2011 met\u0173 IV ketvir\u010dio veiklos ap\u017evalga"},"content":{"rendered":"<p>Valstyb\u0117s \u012fmon\u0117 &#8222;Ind\u0117li\u0173 ir investicij\u0173 draudimas&#8221; (toliau \u2013 \u012fmon\u0117), \u012fgyvendindama Lietuvos Respublikos ind\u0117li\u0173 ir \u012fsipareigojim\u0173 investuotojams draudimo \u012fstatymo nuostatas, draud\u017eia bank\u0173 bei kredito unij\u0173 ind\u0117linink\u0173 ind\u0117lius ir bank\u0173, finans\u0173 maklerio \u012fmoni\u0173 (toliau \u2013 FM\u012e) bei valdymo \u012fmoni\u0173, turin\u010di\u0173 teis\u0119 teikti investicines paslaugas (toliau \u2013 valdymo \u012fmon\u0117s), \u012fsipareigojimus investuotojams. Vadovaudamasi \u0161iomis nuostatomis \u012fmon\u0117 administruoja du fondus: Ind\u0117li\u0173 draudimo fond\u0105 ir \u012esipareigojim\u0173 investuotojams draudimo fond\u0105. Ind\u0117li\u0173 draudimo fondas gali b\u016bti naudojamas kompensuoti bankuose ir kredito unijose (toliau \u2013 kredito \u012fstaigose) laikomus ind\u0117lius ir \u012fsipareigojimus investuotojams, o \u012esipareigojim\u0173 investuotojams draudimo fondas &#8211; kompensuoti FM\u012e ir valdymo \u012fmoni\u0173 \u012fsipareigojimus investuotojams.<\/p>\n<p>\u012evykus draud\u017eiamajam \u012fvykiui, ind\u0117li\u0173 draudimo i\u0161mokos dydis &#8211; 100 proc. ind\u0117lio iki 100 000 eur\u0173 atitinkan\u010dios sumos litais. Jei investuotojo vertybinius popierius ir (arba) pinigus draud\u0117jas yra perleid\u0119s arba panaudoj\u0119s be investuotojo valios, \u012fvykus draud\u017eiamajam \u012fvykiui i\u0161mokama 100 proc. \u012fsipareigojim\u0173 investuotojams iki 3 000 eur\u0173 atitinkan\u010dios sumos litais ir 90 proc. \u2013 nuo 3 000 eur\u0173 atitinkan\u010dios sumos litais iki 22 000 eur\u0173 atitinkan\u010dios sumos litais.<\/p>\n<p>2011 met\u0173 ketvirt\u0105j\u012f ketvirt\u012f \u012fmon\u0117s klientais, t. y. draud\u0117jais, buvo 82 kredito \u012fstaigos, 10 FM\u012e bei 11 valdymo \u012fmoni\u0173. \u012emon\u0117 draud\u017eia ind\u0117lius litais, JAV doleriais, eurais ir Europos ekonomin\u0117s erdv\u0117s valstybi\u0173 nacionalin\u0117mis valiutomis, \u012fsipareigojimus investuotojams vertybiniais popieriais \u2013 visomis valiutomis, o \u012fsipareigojimus investuotojams pinigais \u2013 litais, JAV doleriais, eurais ir Europos ekonomin\u0117s erdv\u0117s valstybi\u0173 nacionalin\u0117mis valiutomis. Draudimo \u012fmokas kredito \u012fstaigos moka kas m\u0117nes\u012f pagal kiekvienos dienos ind\u0117li\u0173 liku\u010dius. FM\u012e ir valdymo \u012fmon\u0117s \u012fmokas moka vien\u0105 kart\u0105 per metus, atsi\u017evelgdamos \u012f pavedim\u0173, \u012fvykdyt\u0173 per pra\u0117jusius kalendorinius metus, vert\u0119. \u012emon\u0117 nuolat tikrina, kaip draud\u0117jai laikosi draudimo tvarkos. Tam tikslui visos gaunamos draud\u0117j\u0173 ataskaitos yra kruop\u0161\u010diai patikrinamos, nustatant, ar teisingai yra apskai\u010diuotos draudimo \u012fmokos, yra vykdomas draudimo \u012fmok\u0173 mok\u0117jimo monitoringas, atrankos b\u016bdu vykdomas draud\u0117j\u0173 patikrinimas.<\/p>\n<p>\u012emon\u0117 investuoja \u012fmon\u0117s kapitalo l\u0117\u0161as ir administruojamus fondus vadovaudamasi \u012fmon\u0117s tarybos nustatyta investavimo politika ir tvarka, bei investavimo taisykl\u0117mis. 2011 met\u0173 ketvirt\u0105j\u012f ketvirt\u012f \u012fmon\u0117s investicijas sudar\u0117 Lietuvos Respublikos Vyriausyb\u0117s vertybiniai popieriai, i\u0161leisti litais, u\u017esienio valstybi\u0173 vyriausybi\u0173 vertybiniai popieriai, i\u0161leisti JAV doleriais ir eurais, taip pat ind\u0117liai Lietuvos banke. Pajamos i\u0161 investicij\u0173 yra paskirstomos \u012fmon\u0117s nuosavam kapitalui ir abiems fondams proporcingai j\u0173 dyd\u017eiams.<\/p>\n<p>2011 m. lapkri\u010dio 24 d. \u012fvyko AB banko SNORAS draud\u017eiamasis \u012fvykis, d\u0117l kurio \u012fmon\u0117 i\u0161mok\u0117jo draudimo i\u0161mokas, kuri\u0173 bendra suma vir\u0161ijo \u012fmon\u0117s disponuojam\u0173 l\u0117\u0161\u0173 sum\u0105. D\u0117l \u0161io \u012fvykio \u012fmon\u0117 pasiskolino i\u0161 Finans\u0173 ministerijos 2.979,15 mln. lit\u0173. \u012emon\u0117, remdamasi AB banko SNORAS duomenimis, draudimo i\u0161mokoms i\u0161mok\u0117ti iki 2011-12-31 perved\u0117 bankams, per kuriuos yra i\u0161mokamos draudimo i\u0161mokos, 4.003,68 mln. lit\u0173, kurie turi b\u016bti i\u0161mok\u0117ti daugiau nei 365 t\u016bkst. ind\u0117linink\u0173. Daugiau nei 159 t\u016bkst. ind\u0117linink\u0173 atsi\u0117m\u0117 draudimo i\u0161mokas, kurios sudar\u0117 3.228,04 mln. lit\u0173.<\/p>\n<p>Ind\u0117li\u0173 draudimo fondo dydis 2011 met\u0173 gruod\u017eio 31 d. buvo -2 280,45 mln. Lit\u0173. Per 2011 met\u0173 ketvirt\u0105j\u012f ketvirt\u012f Ind\u0117li\u0173 draudimo fondas suma\u017e\u0117jo 3 948,85 mln. Lit\u0173. Palyginus su 2010 met\u0173 IV ketvir\u010dio duomenimis, Ind\u0117li\u0173 draudimo fondas suma\u017e\u0117jo 252,18 proc.<\/p>\n<p>2011 met\u0173 gruod\u017eio 31 d. \u012fmon\u0117s nuosavas kapitalas buvo 42,84 mln. Lit\u0173.Nuosavas kapitalas per 2011 met\u0173 ketvirt\u0105j\u012f ketvirt\u012f padid\u0117jo 0,34 mln. Lit\u0173. Palyginus su 2010 met\u0173 tuo pa\u010diu laikotarpiu, nuosavas kapitalas padid\u0117jo 3,22 proc.<br \/>\u012esipareigojim\u0173 investuotojams draudimo fondo dydis 2011 met\u0173 gruod\u017eio 31 d. buvo 6,34 mln. Lit\u0173. Per 2011 met\u0173 ketvirt\u0105j\u012f ketvirt\u012f \u0161is fondas padid\u0117jo 0,05 mln. Lit\u0173. Palyginus su 2010 met\u0173 tuo pa\u010diu laikotarpiu, \u012esipareigojim\u0173 investuotojams draudimo fondas padid\u0117jo 5,71 proc.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Valstyb\u0117s \u012fmon\u0117 &#8222;Ind\u0117li\u0173 ir investicij\u0173 draudimas&#8221; (toliau \u2013 \u012fmon\u0117), \u012fgyvendindama Lietuvos Respublikos ind\u0117li\u0173 ir \u012fsipareigojim\u0173 investuotojams draudimo \u012fstatymo nuostatas, draud\u017eia bank\u0173 bei kredito unij\u0173 ind\u0117linink\u0173 ind\u0117lius ir bank\u0173, finans\u0173 maklerio \u012fmoni\u0173 (toliau \u2013 FM\u012e) bei valdymo \u012fmoni\u0173, turin\u010di\u0173 teis\u0119 teikti investicines paslaugas (toliau \u2013 valdymo \u012fmon\u0117s), \u012fsipareigojimus investuotojams. Vadovaudamasi \u0161iomis nuostatomis \u012fmon\u0117 administruoja du fondus: [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-612","post","type-post","status-publish","format-standard","hentry","category-naujienos"],"yoast_head":"\n<title>2011 met\u0173 IV ketvir\u010dio veiklos ap\u017evalga - IIdraudimas.lt<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.iidraudimas.lt\/lt\/2011-met-iv-ketvircio-veiklos-apzvalga\/\" \/>\n<meta property=\"og:locale\" content=\"lt_LT\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"2011 met\u0173 IV ketvir\u010dio veiklos ap\u017evalga - IIdraudimas.lt\" \/>\n<meta property=\"og:description\" content=\"Valstyb\u0117s \u012fmon\u0117 &#8222;Ind\u0117li\u0173 ir investicij\u0173 draudimas&#8221; (toliau \u2013 \u012fmon\u0117), \u012fgyvendindama Lietuvos Respublikos ind\u0117li\u0173 ir \u012fsipareigojim\u0173 investuotojams draudimo \u012fstatymo nuostatas, draud\u017eia bank\u0173 bei kredito unij\u0173 ind\u0117linink\u0173 ind\u0117lius ir bank\u0173, finans\u0173 maklerio \u012fmoni\u0173 (toliau \u2013 FM\u012e) bei valdymo \u012fmoni\u0173, turin\u010di\u0173 teis\u0119 teikti investicines paslaugas (toliau \u2013 valdymo \u012fmon\u0117s), \u012fsipareigojimus investuotojams. 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