{"id":651,"date":"2016-12-20T14:24:39","date_gmt":"2016-12-20T14:24:39","guid":{"rendered":"https:\/\/www.iidraudimas.lt\/bus-ismoketos-draudimo-ismokos-uz-apdraustus-indelius-vilniaus-taupomosios-kasos-indelininkams\/"},"modified":"2016-12-20T14:24:39","modified_gmt":"2016-12-20T14:24:39","slug":"bus-ismoketos-draudimo-ismokos-uz-apdraustus-indelius-vilniaus-taupomosios-kasos-indelininkams","status":"publish","type":"post","link":"https:\/\/www.iidraudimas.lt\/lt\/bus-ismoketos-draudimo-ismokos-uz-apdraustus-indelius-vilniaus-taupomosios-kasos-indelininkams\/","title":{"rendered":"Bus i\u0161mok\u0117tos draudimo i\u0161mokos u\u017e apdraustus ind\u0117lius \u201eVilniaus taupomosios kasos\u201c ind\u0117lininkams"},"content":{"rendered":"

Sausio 17 d. kredito unijai \u201eVilniaus taupomoji kasa\u201c \u012fvyko draud\u017eiamasis \u012fvykis. Nuo \u0161ios dienos \u0161ios kredito unijos ind\u0117lininkai, kuri\u0173 ind\u0117liai yra apdrausti pagal Lietuvoje veikian\u010di\u0105 ind\u0117li\u0173 draudimo sistem\u0105, \u012fgyja teis\u0119 \u012f draudimo i\u0161mokas.
Visiems \u0161ios kredito unijos ind\u0117lininkams, kuriems priklauso draudimo i\u0161mokos, bus i\u0161mok\u0117tos per 20 darbo dien\u0173 nuo draud\u017eiamojo \u012fvykio dienos \u2013 iki vasario 14  d. \u0160is terminas prireikus gali b\u016bti prat\u0119stas papildomai ne daugiau kaip 10 darbo dien\u0173, ta\u010diau ne ilgiau kaip iki vasario 28 d., kaip tai numato Ind\u0117li\u0173 ir \u012fsipareigojim\u0173 investuotojams draudimo \u012fstatymas.
\u201eDraudimo \u012fmon\u0117 imsis vis\u0173 priemoni\u0173, kad ind\u0117lininkams draudimo i\u0161mokos b\u016bt\u0173 pervestos per kuo trumpesn\u012f termin\u0105. Draudimo \u012fmon\u0117 ind\u0117li\u0173 draudimo i\u0161mokas i\u0161mok\u0117s per pasirinkt\u0105 bank\u0105, apie kur\u012f bus prane\u0161ta vie\u0161ai\u201c, \u2013 teig\u0117 \u201eInd\u0117li\u0173 ir investicij\u0173 draudimo\u201c direktor\u0117 Aurelija Ma\u017eintien\u0117.
Ind\u0117lininkams nereikia niekur kreiptis ar teikti duomen\u0173 apie tur\u0117t\u0105 ind\u0117l\u012f. Kai tik bus pasirinktas bankas, draudimo \u012fmon\u0117 informuos apie tai \u017einiasklaidoje ir \u012fmon\u0117s interneto svetain\u0117je www.iidraudimas.lt. Tada ind\u0117lininkai gal\u0117s kreiptis \u012f \u0161\u012f bank\u0105 d\u0117l jiems priklausan\u010di\u0173 draudimo i\u0161mok\u0173.
Preliminariais duomenimis, bendra mok\u0117tin\u0173 draudimo i\u0161mok\u0173 suma \u2013 apie 230 mln. lit\u0173, ind\u0117linink\u0173, kuriems priklauso draudimo i\u0161mokos, yra apie 8 t\u016bkstan\u010diai.  
Teis\u0119 \u012f draudimo i\u0161mok\u0105 ind\u0117lininkas turi 5 metus nuo draud\u017eiamojo \u012fvykio dienos.
 
Draudimo \u012fmon\u0117 primena, kad draudimo i\u0161mokos nemokamos \u0161iais atvejais:
– u\u017e ind\u0117lius, kuriems kredito unija yra nusta\u010diusi pal\u016bkan\u0173 norm\u0105, daugiau kaip du kartus vir\u0161ijan\u010di\u0105 adekvatiems ind\u0117liams toje pa\u010dioje kredito unijoje nustatyt\u0105 pal\u016bkan\u0173 norm\u0105;
– kredito unijos paskolos gav\u0117jams, jeigu ind\u0117liai ne didesni u\u017e j\u0173 \u012fsipareigojimus (negr\u0105\u017eintas paskolas su pal\u016bkanomis). Jeigu kredito unijos paskolos gav\u0117jo ind\u0117lis yra didesnis u\u017e \u0161io gav\u0117jo \u012fsipareigojimus (negr\u0105\u017eintas paskolas su pal\u016bkanomis), draudimo suma skai\u010diuojama i\u0161 ind\u0117lio atimant gav\u0117jo \u012fsipareigojimus, bet negali b\u016bti didesn\u0117 nei 345 280 lit\u0173;
– ind\u0117lininkams, kuri\u0173 ind\u0117liai pagal sutartis ar kitokiu b\u016bdu (i\u0161skyrus paveld\u0117jim\u0105) yra perleisti po draud\u017eiamojo \u012fvykio dienos;
– kredito unijos administracijos vadovams, filial\u0173 vadovams, tarybos (steb\u0117toj\u0173 tarybos) ir valdybos nariams; asmenims, atliekantiems nepriklausom\u0105 kredito unijos audit\u0105; \u0161iame punkte nurodyt\u0173 asmen\u0173 vaikams, \u012fvaikiams, sutuoktiniams, partneryst\u0119 \u012fregistravusiems sugyventiniams, t\u0117vams ir \u012ft\u0117viams;
– u\u017e anonimin\u0117se ir koduotose s\u0105skaitose laikomus ind\u0117lius;
– ind\u0117lininkams kuri\u0173 ind\u0117liai teism\u0173 sprendimu pripa\u017einti \u012fgytais neteis\u0117tu b\u016bdu;
– ind\u0117lininkams, d\u0117l kuri\u0173 ind\u0117li\u0173 l\u0117\u0161\u0173 \u012fsigijimo teis\u0117tumo kreiptasi \u012f teis\u0117saugos institucijas ar teismus, ta\u010diau dar nepriimtas sprendimas, draudimo i\u0161mok\u0173 mok\u0117jimas yra sustabdomas iki sprendimo \u012fsiteis\u0117jimo;
– draudimo i\u0161moka u\u017e paj\u0173 n\u0117ra mokama.<\/p>\n","protected":false},"excerpt":{"rendered":"

Sausio 17 d. kredito unijai \u201eVilniaus taupomoji kasa\u201c \u012fvyko draud\u017eiamasis \u012fvykis. Nuo \u0161ios dienos \u0161ios kredito unijos ind\u0117lininkai, kuri\u0173 ind\u0117liai yra apdrausti pagal Lietuvoje veikian\u010di\u0105 ind\u0117li\u0173 draudimo sistem\u0105, \u012fgyja teis\u0119 \u012f draudimo i\u0161mokas.Visiems \u0161ios kredito unijos ind\u0117lininkams, kuriems priklauso draudimo i\u0161mokos, bus i\u0161mok\u0117tos per 20 darbo dien\u0173 nuo draud\u017eiamojo \u012fvykio dienos \u2013 iki vasario 14  […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-651","post","type-post","status-publish","format-standard","hentry","category-naujienos"],"yoast_head":"\nBus i\u0161mok\u0117tos draudimo i\u0161mokos u\u017e apdraustus ind\u0117lius \u201eVilniaus taupomosios kasos\u201c ind\u0117lininkams - IIdraudimas.lt<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.iidraudimas.lt\/lt\/bus-ismoketos-draudimo-ismokos-uz-apdraustus-indelius-vilniaus-taupomosios-kasos-indelininkams\/\" \/>\n<meta property=\"og:locale\" content=\"lt_LT\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Bus i\u0161mok\u0117tos draudimo i\u0161mokos u\u017e apdraustus ind\u0117lius \u201eVilniaus taupomosios kasos\u201c ind\u0117lininkams - IIdraudimas.lt\" \/>\n<meta property=\"og:description\" content=\"Sausio 17 d. kredito unijai \u201eVilniaus taupomoji kasa\u201c \u012fvyko draud\u017eiamasis \u012fvykis. 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