{"id":655,"date":"2016-12-20T14:26:09","date_gmt":"2016-12-20T14:26:09","guid":{"rendered":"https:\/\/www.iidraudimas.lt\/daugiau-nei-puse-vilniaus-taupomosios-kasos-indelininku-atsieme-draudimo-ismokas\/"},"modified":"2016-12-20T14:26:09","modified_gmt":"2016-12-20T14:26:09","slug":"daugiau-nei-puse-vilniaus-taupomosios-kasos-indelininku-atsieme-draudimo-ismokas","status":"publish","type":"post","link":"https:\/\/www.iidraudimas.lt\/lt\/daugiau-nei-puse-vilniaus-taupomosios-kasos-indelininku-atsieme-draudimo-ismokas\/","title":{"rendered":"Daugiau nei pus\u0117 \u201eVilniaus taupomosios kasos\u201c ind\u0117linink\u0173 atsi\u0117m\u0117 draudimo i\u0161mokas"},"content":{"rendered":"

Bankrutuojan\u010dios kredito unijos \u201eVilniaus taupomoji kasa\u201c ind\u0117lininkai jau atsi\u0117m\u0117 daugiau nei pus\u0119 jiems priklausan\u010di\u0173 draudimo i\u0161mok\u0173, kurias valstyb\u0117s \u012fmon\u0117 \u201eInd\u0117li\u0173 ir investicij\u0173 draudimas\u201c (toliau \u2013 draudimo \u012fmon\u0117) vasario 13 d. perved\u0117 bankui \u201eDanske Bank\u201c.
I\u0161\u00a0 viso \u201eVilniaus taupomosios kasos\u201c ind\u0117linink\u0173, kuriems priklauso draudimo i\u0161mokos, yra 5754, draudimo i\u0161mok\u0173 suma lygi 221,3 mln. lit\u0173. Vasario 24 d. duomenimis, 2950 ind\u0117lininkai jau atsi\u0117m\u0117 draudimo i\u0161mok\u0173 u\u017e 146,8 mln. lit\u0173 sum\u0105, arba 66 proc. visos draudimo \u012fmon\u0117s bankui pervestos sumos.
\u0160is i\u0161mok\u0173 administravimas ind\u0117lininkams nieko nekainuoja. Draud\u017eiamasis \u012fvykis \u0161iai kredito unijai \u012fvyko sausio 17 d.
Ind\u0117lininko teis\u0117 \u012f draudimo i\u0161mok\u0105 galioja 5 metus nuo draud\u017eiamojo \u012fvykio dienos. <\/p>\n

Draudimo \u012fmon\u0117 primena, kad draudimo i\u0161mokos nemokamos \u0161iais atvejais:<\/strong>
– u\u017e ind\u0117lius, kuriems kredito unija yra nusta\u010diusi pal\u016bkan\u0173 norm\u0105, daugiau kaip du kartus vir\u0161ijan\u010di\u0105 adekvatiems ind\u0117liams toje pa\u010dioje kredito unijoje nustatyt\u0105 pal\u016bkan\u0173 norm\u0105;
– kredito unijos paskolos gav\u0117jams, jeigu ind\u0117liai ne didesni u\u017e j\u0173 \u012fsipareigojimus (negr\u0105\u017eintas paskolas su pal\u016bkanomis). Jeigu kredito unijos paskolos gav\u0117jo ind\u0117lis yra didesnis u\u017e \u0161io gav\u0117jo \u012fsipareigojimus (negr\u0105\u017eintas paskolas su pal\u016bkanomis), draudimo suma skai\u010diuojama i\u0161 ind\u0117lio atimant gav\u0117jo \u012fsipareigojimus, bet negali b\u016bti didesn\u0117 nei 345 280 lit\u0173;
– ind\u0117lininkams, kuri\u0173 ind\u0117liai pagal sutartis ar kitokiu b\u016bdu (i\u0161skyrus paveld\u0117jim\u0105) yra perleisti po draud\u017eiamojo \u012fvykio dienos;
– kredito unijos administracijos vadovams, filial\u0173 vadovams, tarybos (steb\u0117toj\u0173 tarybos) ir valdybos nariams; asmenims, atliekantiems nepriklausom\u0105 kredito unijos audit\u0105; \u0161iame punkte nurodyt\u0173 asmen\u0173 vaikams, \u012fvaikiams, sutuoktiniams, partneryst\u0119 \u012fregistravusiems sugyventiniams, t\u0117vams ir \u012ft\u0117viams;
– u\u017e anonimin\u0117se ir koduotose s\u0105skaitose laikomus ind\u0117lius;
– ind\u0117lininkams kuri\u0173 ind\u0117liai teism\u0173 sprendimu pripa\u017einti \u012fgytais neteis\u0117tu b\u016bdu;
– ind\u0117lininkams, d\u0117l kuri\u0173 ind\u0117li\u0173 l\u0117\u0161\u0173 \u012fsigijimo teis\u0117tumo kreiptasi \u012f teis\u0117saugos institucijas ar teismus, ta\u010diau dar nepriimtas sprendimas, draudimo i\u0161mok\u0173 mok\u0117jimas yra sustabdomas iki sprendimo \u012fsiteis\u0117jimo;
– pajus n\u0117ra draudimo objektas.<\/p>\n","protected":false},"excerpt":{"rendered":"

Bankrutuojan\u010dios kredito unijos \u201eVilniaus taupomoji kasa\u201c ind\u0117lininkai jau atsi\u0117m\u0117 daugiau nei pus\u0119 jiems priklausan\u010di\u0173 draudimo i\u0161mok\u0173, kurias valstyb\u0117s \u012fmon\u0117 \u201eInd\u0117li\u0173 ir investicij\u0173 draudimas\u201c (toliau \u2013 draudimo \u012fmon\u0117) vasario 13 d. perved\u0117 bankui \u201eDanske Bank\u201c. I\u0161\u00a0 viso \u201eVilniaus taupomosios kasos\u201c ind\u0117linink\u0173, kuriems priklauso draudimo i\u0161mokos, yra 5754, draudimo i\u0161mok\u0173 suma lygi 221,3 mln. lit\u0173. Vasario 24 […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-655","post","type-post","status-publish","format-standard","hentry","category-naujienos"],"yoast_head":"\nDaugiau nei pus\u0117 \u201eVilniaus taupomosios kasos\u201c ind\u0117linink\u0173 atsi\u0117m\u0117 draudimo i\u0161mokas - IIdraudimas.lt<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.iidraudimas.lt\/lt\/daugiau-nei-puse-vilniaus-taupomosios-kasos-indelininku-atsieme-draudimo-ismokas\/\" \/>\n<meta property=\"og:locale\" content=\"lt_LT\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Daugiau nei pus\u0117 \u201eVilniaus taupomosios kasos\u201c ind\u0117linink\u0173 atsi\u0117m\u0117 draudimo i\u0161mokas - IIdraudimas.lt\" \/>\n<meta property=\"og:description\" content=\"Bankrutuojan\u010dios kredito unijos \u201eVilniaus taupomoji kasa\u201c ind\u0117lininkai jau atsi\u0117m\u0117 daugiau nei pus\u0119 jiems priklausan\u010di\u0173 draudimo i\u0161mok\u0173, kurias valstyb\u0117s \u012fmon\u0117 \u201eInd\u0117li\u0173 ir investicij\u0173 draudimas\u201c (toliau \u2013 draudimo \u012fmon\u0117) vasario 13 d. perved\u0117 bankui \u201eDanske Bank\u201c. 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Vasario 24 […]","og_url":"https:\/\/www.iidraudimas.lt\/lt\/daugiau-nei-puse-vilniaus-taupomosios-kasos-indelininku-atsieme-draudimo-ismokas\/","og_site_name":"IIdraudimas.lt","article_published_time":"2016-12-20T14:26:09+00:00","author":"admin","twitter_card":"summary_large_image","twitter_misc":{"Written by":"admin","Est. reading time":"2 minut\u0117s"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.iidraudimas.lt\/lt\/daugiau-nei-puse-vilniaus-taupomosios-kasos-indelininku-atsieme-draudimo-ismokas\/","url":"https:\/\/www.iidraudimas.lt\/lt\/daugiau-nei-puse-vilniaus-taupomosios-kasos-indelininku-atsieme-draudimo-ismokas\/","name":"Daugiau nei pus\u0117 \u201eVilniaus taupomosios kasos\u201c ind\u0117linink\u0173 atsi\u0117m\u0117 draudimo i\u0161mokas - IIdraudimas.lt","isPartOf":{"@id":"https:\/\/www.iidraudimas.lt\/lt\/#website"},"datePublished":"2016-12-20T14:26:09+00:00","author":{"@id":"https:\/\/www.iidraudimas.lt\/lt\/#\/schema\/person\/16ec2a3a07f2441630cdfa0171dc4414"},"inLanguage":"lt-LT","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.iidraudimas.lt\/lt\/daugiau-nei-puse-vilniaus-taupomosios-kasos-indelininku-atsieme-draudimo-ismokas\/"]}]},{"@type":"WebSite","@id":"https:\/\/www.iidraudimas.lt\/lt\/#website","url":"https:\/\/www.iidraudimas.lt\/lt\/","name":"IIdraudimas.lt","description":"Vie\u0161oji \u012fstaiga \u201eInd\u0117li\u0173 ir investicij\u0173 draudimas\u201c","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.iidraudimas.lt\/lt\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"lt-LT"},{"@type":"Person","@id":"https:\/\/www.iidraudimas.lt\/lt\/#\/schema\/person\/16ec2a3a07f2441630cdfa0171dc4414","name":"admin","image":{"@type":"ImageObject","inLanguage":"lt-LT","@id":"https:\/\/www.iidraudimas.lt\/lt\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/cf4a41ede8213d22616857854a87d947bfbf86c738039bc78e75bed247705f9f?s=96&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/cf4a41ede8213d22616857854a87d947bfbf86c738039bc78e75bed247705f9f?s=96&r=g","caption":"admin"}}]}},"_links":{"self":[{"href":"https:\/\/www.iidraudimas.lt\/lt\/wp-json\/wp\/v2\/posts\/655","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.iidraudimas.lt\/lt\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.iidraudimas.lt\/lt\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.iidraudimas.lt\/lt\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.iidraudimas.lt\/lt\/wp-json\/wp\/v2\/comments?post=655"}],"version-history":[{"count":0,"href":"https:\/\/www.iidraudimas.lt\/lt\/wp-json\/wp\/v2\/posts\/655\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.iidraudimas.lt\/lt\/wp-json\/wp\/v2\/media?parent=655"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.iidraudimas.lt\/lt\/wp-json\/wp\/v2\/categories?post=655"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.iidraudimas.lt\/lt\/wp-json\/wp\/v2\/tags?post=655"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}