{"id":8260,"date":"2020-12-17T09:43:18","date_gmt":"2020-12-17T11:43:18","guid":{"rendered":"https:\/\/www.iidraudimas.lt\/?p=8260"},"modified":"2020-12-17T09:46:08","modified_gmt":"2020-12-17T11:46:08","slug":"gereja-visuomenes-zinios-apie-indeliu-draudima-2","status":"publish","type":"post","link":"https:\/\/www.iidraudimas.lt\/lt\/gereja-visuomenes-zinios-apie-indeliu-draudima-2\/","title":{"rendered":"Ger\u0117ja visuomen\u0117s \u017einios apie ind\u0117li\u0173 draudim\u0105"},"content":{"rendered":"<div style=\"width: 1920px;\" class=\"wp-video\"><!--[if lt IE 9]><script>document.createElement('video');<\/script><![endif]-->\n<video class=\"wp-video-shortcode\" id=\"video-8260-1\" width=\"1920\" height=\"1080\" preload=\"metadata\" controls=\"controls\"><source type=\"video\/mp4\" src=\"https:\/\/www.iidraudimas.lt\/content\/uploads\/2020\/12\/Visuomen\u0117s-apklausos-apie-ind\u0117li\u0173-\u017einomum\u0105-pristatymas.mp4?_=1\" \/><a href=\"https:\/\/www.iidraudimas.lt\/content\/uploads\/2020\/12\/Visuomen\u0117s-apklausos-apie-ind\u0117li\u0173-\u017einomum\u0105-pristatymas.mp4\">https:\/\/www.iidraudimas.lt\/content\/uploads\/2020\/12\/Visuomen\u0117s-apklausos-apie-ind\u0117li\u0173-\u017einomum\u0105-pristatymas.mp4<\/a><\/video><\/div>\n<p>&nbsp;<\/p>\n<p>Valstyb\u0117s \u012fmon\u0117s \u201eInd\u0117li\u0173 ir investicij\u0173 draudimas\u201c u\u017esakymu atlikus gyventoj\u0173 apklaus\u0105 apie ind\u0117li\u0173 draudim\u0105 paai\u0161k\u0117jo, kad Lietuvos gyventoj\u0173 \u017einios apie ind\u0117li\u0173 draudim\u0105 yra pager\u0117jusios lyginant su pra\u0117jusiu laikotarpiu (2018 m.), kuomet buvo atlikta ankstesn\u0117 apklausa (\u017er. grafik\u0105).<\/p>\n<p>\u012emon\u0117s did\u017eiausias siekis kiekvienam visuomen\u0117s nariui suteikti tinkam\u0105 informacij\u0105 apie ind\u0117li\u0173 draudimo sistem\u0105 Lietuvoje, nes tai susij\u0119 su gyventoj\u0173 pinigin\u0117mis l\u0117\u0161omis. Tod\u0117l \u012fmon\u0117 siekia, kad kuo didesn\u0117 visuomen\u0117s dalis b\u016bt\u0173 tinkamai informuota ir gaut\u0173 reikiamas \u017einias apie ind\u0117li\u0173 draudim\u0105.<\/p>\n<p>Beveik pus\u0117 apklaust\u0173j\u0173 (47 proc.) \u017eino ind\u0117li\u0173 draudimo objekt\u0105. Daugiau nei pus\u0117 apklaust\u0173j\u0173 (54 proc.) \u017eino, kokia yra maksimali ind\u0117li\u0173 draudimo i\u0161mokos suma, t. y. kokia suma b\u016bt\u0173 kompensuojama kredito \u012fstaigos (banko ar kredito unijos) draud\u017eiamojo \u012fvykio atveju. Palyginti su 2018 m., teisingai atsakiusi\u0173j\u0173 skai\u010dius i\u0161augo 3 proc.<\/p>\n<p>Vis dar did\u017eioji dalis visuomen\u0117s ne\u017eino, kokia valiuta laikomos l\u0117\u0161os yra apdraustos. Nema\u017ea dalis \u2013 21 proc. respondent\u0173 \u2013 mano, kad apdraud\u017eiamos yra tik eurais laikomos l\u0117\u0161os. Ta\u010diau beveik pus\u0117 (46 proc.) tyrime dalyvavusi\u0173 asmen\u0173 \u017eino, kad apdraustos yra visomis valiutomis laikomos l\u0117\u0161os. \u0160is rezultatas yra geresnis nei 2018 m., kuomet tik 38 proc. respondent\u0173 teisingai atsak\u0117 apie apdraud\u017eiamas valiutas.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-8272\" src=\"https:\/\/www.iidraudimas.lt\/content\/uploads\/2020\/12\/Grafikas-1.png\" alt=\"\" width=\"703\" height=\"528\" srcset=\"https:\/\/www.iidraudimas.lt\/content\/uploads\/2020\/12\/Grafikas-1.png 901w, https:\/\/www.iidraudimas.lt\/content\/uploads\/2020\/12\/Grafikas-1-300x225.png 300w, https:\/\/www.iidraudimas.lt\/content\/uploads\/2020\/12\/Grafikas-1-768x577.png 768w, https:\/\/www.iidraudimas.lt\/content\/uploads\/2020\/12\/Grafikas-1-200x150.png 200w\" sizes=\"auto, (max-width: 703px) 100vw, 703px\" \/><\/p>\n<p>Daugiau nei pus\u0117 (55 proc.) apklaust\u0173 gyventoj\u0173 \u017eino, kad draudimo i\u0161mokos yra i\u0161mokamos i\u0161 Ind\u0117li\u0173 draudimo fondo, kuris kaupiamas i\u0161 kredito \u012fstaig\u0173 (bank\u0173, kredito unij\u0173) sumok\u0117t\u0173 draudimo \u012fmok\u0173. \u0160is rezultatas nekito nuo 2018 m. Ta\u010diau kaip ir 2018 m. (17 proc.), taip ir 2020 m. ( 21 proc.) tebevyrauja klaidinga nuomon\u0117, jog draudimo i\u0161mokos i\u0161mokamos i\u0161 valstyb\u0117s biud\u017eeto, 22 proc. (2018 m. 28 proc.) atsak\u0117 ne\u017einantys, i\u0161 koki\u0173 l\u0117\u0161\u0173 mokamos draudimo i\u0161mokos.<\/p>\n<p>Dauguma apklaust\u0173j\u0173 (47 proc.) \u017eino, jog u\u017e draudimo i\u0161mok\u0173 i\u0161mok\u0117jim\u0105 yra atsakinga \u012fmon\u0117. Palyginti su 2018 m., teisingai atsakiusi\u0173j\u0173 skai\u010dius suma\u017e\u0117jo 2 proc. punktais (nuo 49 proc.).<\/p>\n<p>Termin\u0105 d\u0117l ind\u0117lininko teis\u0117s \u012f ind\u0117li\u0173 draudimo i\u0161mok\u0105 (<em>5 metai<\/em>) \u017eino 25 proc. apklaust\u0173j\u0173, o 2018 m. \u0161\u012f atsakym\u0105 pasirinko 22 proc. Kita dalis \u2013 37 proc. \u2013 klaidingai mano, kad teis\u0117 \u012f draudimo i\u0161mok\u0105 galioja 3 m\u0117nesius, 15 proc. mano, jog \u0161is terminas yra 10 dien\u0173 nuo draud\u017eiamojo \u012fvykio dienos. I\u0161 viso neteisingai atsakiusi\u0173j\u0173 2020 m. buvo 52 proc., o 2018 m. \u0161is procentas siek\u0117 54.<\/p>\n<p>Did\u017eioji dalis apklaust\u0173j\u0173 \u017eino, jog ind\u0117liai yra drausti bankuose (86 proc.) ir kredito unijose (48 proc.). Teising\u0173 atsakym\u0173 vidurkis sudaro 67 proc. Kai 2018 m. teisingai atsakiusi\u0173j\u0173 buvo tik 35 proc. Ta\u010diau vis dar pasitaiko klaidingai manan\u010di\u0173, jog ind\u0117liai yra draud\u017eiami elektronini\u0173 pinig\u0173 \u012fstaigose (5 proc.), o 11 proc. apklaust\u0173j\u0173 atsak\u0117, jog ne\u017eino kuriose kredito \u012fstaigose ind\u0117liai yra apdrausti.<\/p>\n<p>Apibendrinant apklausos rezultatus, pamin\u0117tina, kad \u017einios apie ind\u0117lininko teises \u012f ind\u0117li\u0173 draudimo i\u0161mok\u0105 yra pager\u0117jusios, ta\u010diau \u012fmon\u0117 vis dar mato \u017eini\u0173 spragas, tod\u0117l ateityje planuoja ir toliau didinti visuomen\u0117s \u017einias apie ind\u0117li\u0173 draudimo sistem\u0105 Lietuvoje, geografi\u0161kai prapl\u0117sti komunikacijos kanalus kituose Lietuvos didmies\u010diuose, o taip pat bendradarbiauti su ind\u0117li\u0173 draudimo sistemos dalyviais d\u0117l komunikacijos vykdymo klient\u0173 aptarnavimo skyriuose bei naudoti kitus informacijos sklaidos kanalus.<\/p>\n<p>&nbsp;<\/p>\n<p><em>Apie apklaus\u0105<\/em><\/p>\n<p>V\u012e \u201eInd\u0117li\u0173 ir investicij\u0173 draudimas\u201c u\u017esakymu buvo vykdoma reprezentatyvi Lietuvos gyventoj\u0173 apklausa siekiant i\u0161siai\u0161kinti visuomen\u0117s \u017einias apie ind\u0117li\u0173 draudim\u0105. Apklaus\u0105 2020 m. spalio m\u0117n. atliko visuomen\u0117s nuomon\u0117s ir rinkos tyrim\u0173 centras \u201eVilmorus\u201c.\u00a0 Tyrimo imtis 1001 gyventojas, 18 met\u0173 ir vyresni Lietuvos gyventojai i\u0161 27 miest\u0173 ir 44 kaim\u0173.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>&nbsp; Valstyb\u0117s \u012fmon\u0117s \u201eInd\u0117li\u0173 ir investicij\u0173 draudimas\u201c u\u017esakymu atlikus gyventoj\u0173 apklaus\u0105 apie ind\u0117li\u0173 draudim\u0105 paai\u0161k\u0117jo, kad Lietuvos gyventoj\u0173 \u017einios apie ind\u0117li\u0173 draudim\u0105 yra pager\u0117jusios lyginant su pra\u0117jusiu laikotarpiu (2018 m.), kuomet buvo atlikta ankstesn\u0117 apklausa (\u017er. grafik\u0105). \u012emon\u0117s did\u017eiausias siekis kiekvienam visuomen\u0117s nariui suteikti tinkam\u0105 informacij\u0105 apie ind\u0117li\u0173 draudimo sistem\u0105 Lietuvoje, nes tai susij\u0119 su [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":8269,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-8260","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-naujienos"],"yoast_head":"\n<title>Ger\u0117ja visuomen\u0117s \u017einios apie ind\u0117li\u0173 draudim\u0105 - IIdraudimas.lt<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.iidraudimas.lt\/lt\/gereja-visuomenes-zinios-apie-indeliu-draudima-2\/\" \/>\n<meta property=\"og:locale\" content=\"lt_LT\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Ger\u0117ja visuomen\u0117s \u017einios apie ind\u0117li\u0173 draudim\u0105 - IIdraudimas.lt\" \/>\n<meta property=\"og:description\" content=\"&nbsp; 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Valstyb\u0117s \u012fmon\u0117s \u201eInd\u0117li\u0173 ir investicij\u0173 draudimas\u201c u\u017esakymu atlikus gyventoj\u0173 apklaus\u0105 apie ind\u0117li\u0173 draudim\u0105 paai\u0161k\u0117jo, kad Lietuvos gyventoj\u0173 \u017einios apie ind\u0117li\u0173 draudim\u0105 yra pager\u0117jusios lyginant su pra\u0117jusiu laikotarpiu (2018 m.), kuomet buvo atlikta ankstesn\u0117 apklausa (\u017er. grafik\u0105). \u012emon\u0117s did\u017eiausias siekis kiekvienam visuomen\u0117s nariui suteikti tinkam\u0105 informacij\u0105 apie ind\u0117li\u0173 draudimo sistem\u0105 Lietuvoje, nes tai susij\u0119 su [&hellip;]","og_url":"https:\/\/www.iidraudimas.lt\/lt\/gereja-visuomenes-zinios-apie-indeliu-draudima-2\/","og_site_name":"IIdraudimas.lt","article_published_time":"2020-12-17T11:43:18+00:00","article_modified_time":"2020-12-17T11:46:08+00:00","og_image":[{"width":1003,"height":546,"url":"https:\/\/www.iidraudimas.lt\/content\/uploads\/2020\/12\/Capture-2.png","type":"image\/png"}],"author":"admin","twitter_card":"summary_large_image","twitter_misc":{"Written by":"admin","Est. reading time":"3 minut\u0117s"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.iidraudimas.lt\/lt\/gereja-visuomenes-zinios-apie-indeliu-draudima-2\/","url":"https:\/\/www.iidraudimas.lt\/lt\/gereja-visuomenes-zinios-apie-indeliu-draudima-2\/","name":"Ger\u0117ja visuomen\u0117s \u017einios apie ind\u0117li\u0173 draudim\u0105 - IIdraudimas.lt","isPartOf":{"@id":"https:\/\/www.iidraudimas.lt\/lt\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.iidraudimas.lt\/lt\/gereja-visuomenes-zinios-apie-indeliu-draudima-2\/#primaryimage"},"image":{"@id":"https:\/\/www.iidraudimas.lt\/lt\/gereja-visuomenes-zinios-apie-indeliu-draudima-2\/#primaryimage"},"thumbnailUrl":"https:\/\/www.iidraudimas.lt\/content\/uploads\/2020\/12\/Capture-2.png","datePublished":"2020-12-17T11:43:18+00:00","dateModified":"2020-12-17T11:46:08+00:00","author":{"@id":"https:\/\/www.iidraudimas.lt\/lt\/#\/schema\/person\/16ec2a3a07f2441630cdfa0171dc4414"},"inLanguage":"lt-LT","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.iidraudimas.lt\/lt\/gereja-visuomenes-zinios-apie-indeliu-draudima-2\/"]}]},{"@type":"ImageObject","inLanguage":"lt-LT","@id":"https:\/\/www.iidraudimas.lt\/lt\/gereja-visuomenes-zinios-apie-indeliu-draudima-2\/#primaryimage","url":"https:\/\/www.iidraudimas.lt\/content\/uploads\/2020\/12\/Capture-2.png","contentUrl":"https:\/\/www.iidraudimas.lt\/content\/uploads\/2020\/12\/Capture-2.png","width":1003,"height":546},{"@type":"WebSite","@id":"https:\/\/www.iidraudimas.lt\/lt\/#website","url":"https:\/\/www.iidraudimas.lt\/lt\/","name":"IIdraudimas.lt","description":"Vie\u0161oji \u012fstaiga \u201eInd\u0117li\u0173 ir investicij\u0173 draudimas\u201c","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.iidraudimas.lt\/lt\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"lt-LT"},{"@type":"Person","@id":"https:\/\/www.iidraudimas.lt\/lt\/#\/schema\/person\/16ec2a3a07f2441630cdfa0171dc4414","name":"admin","image":{"@type":"ImageObject","inLanguage":"lt-LT","@id":"https:\/\/www.iidraudimas.lt\/lt\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/cf4a41ede8213d22616857854a87d947bfbf86c738039bc78e75bed247705f9f?s=96&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/cf4a41ede8213d22616857854a87d947bfbf86c738039bc78e75bed247705f9f?s=96&r=g","caption":"admin"}}]}},"_links":{"self":[{"href":"https:\/\/www.iidraudimas.lt\/lt\/wp-json\/wp\/v2\/posts\/8260","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.iidraudimas.lt\/lt\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.iidraudimas.lt\/lt\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.iidraudimas.lt\/lt\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.iidraudimas.lt\/lt\/wp-json\/wp\/v2\/comments?post=8260"}],"version-history":[{"count":3,"href":"https:\/\/www.iidraudimas.lt\/lt\/wp-json\/wp\/v2\/posts\/8260\/revisions"}],"predecessor-version":[{"id":8275,"href":"https:\/\/www.iidraudimas.lt\/lt\/wp-json\/wp\/v2\/posts\/8260\/revisions\/8275"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.iidraudimas.lt\/lt\/wp-json\/wp\/v2\/media\/8269"}],"wp:attachment":[{"href":"https:\/\/www.iidraudimas.lt\/lt\/wp-json\/wp\/v2\/media?parent=8260"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.iidraudimas.lt\/lt\/wp-json\/wp\/v2\/categories?post=8260"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.iidraudimas.lt\/lt\/wp-json\/wp\/v2\/tags?post=8260"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}