{"id":8283,"date":"2020-12-30T09:11:47","date_gmt":"2020-12-30T11:11:47","guid":{"rendered":"https:\/\/www.iidraudimas.lt\/?p=8283"},"modified":"2021-01-08T05:01:52","modified_gmt":"2021-01-08T07:01:52","slug":"trys-esminiai-pasikeitimai-susije-su-indeliu-draudimu","status":"publish","type":"post","link":"https:\/\/www.iidraudimas.lt\/lt\/trys-esminiai-pasikeitimai-susije-su-indeliu-draudimu\/","title":{"rendered":"Trys esminiai pasikeitimai, susij\u0119 su ind\u0117li\u0173 draudimu"},"content":{"rendered":"

Nuo 2021 m. sausio 1 d. \u012fsigalioja Lietuvos Respublikos ind\u0117li\u0173 ir \u012fsipareigojim\u0173 investuotojams draudimo \u012fstatymo nauja redakcija<\/strong><\/a> (toliau \u2013 \u012fstatymas). I\u0161skiriame \u0161iuos tris esminius pakeitimus, kurie yra aktual\u016bs ne tik kredito \u012fstaigoms, bet ir ind\u0117lininkams:<\/p>\n

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  1. I\u0161ple\u010diama ind\u0117li\u0173 draud\u017eiamojo \u012fvykio s\u0105voka<\/strong><\/li>\n<\/ol>\n

    Esminis ir svarbus pakeitimas \u012fvyko ind\u0117lio draud\u017eiamojo \u012fvykio s\u0105vokoje. Anks\u010diau galiojusioje \u012fstatymo redakcijoje ind\u0117lio draud\u017eiamasis \u012fvykis buvo pripa\u017e\u012fstamas tada, kai draudimo sistemos dalyviui i\u0161keliama bankroto byla arba prie\u017ei\u016bros institucija \u0161\u012f dalyv\u012f pripa\u017e\u012fsta nemokiu. Naujoje \u012fstatymo redakcijoje ind\u0117li\u0173 draud\u017eiamojo \u012fvykio s\u0105voka prapl\u0117sta, nurodant, kad gali b\u016bti ne tik bankroto bylos i\u0161k\u0117limas (ar pripa\u017einimas nemokiu), bet ir Lietuvos banko ra\u0161tu pareik\u0161ta nuomon\u0117, kad dalyvis d\u0117l su savo finansine pad\u0117timi tiesiogiai susijusi\u0173 prie\u017eas\u010di\u0173 negali \u012fvykdyti pagr\u012fsto reikalavimo gr\u0105\u017einti ind\u0117l\u012f ir to negal\u0117s padaryti artimiausiu metu (pvz. d\u0117l su pinig\u0173 plovimu susijusi\u0173 prie\u017eas\u010di\u0173 ir kt.).<\/p>\n

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    1. Trump\u0117ja draudimo i\u0161mok\u0173 i\u0161mok\u0117jimo terminas<\/strong><\/li>\n<\/ol>\n

      Nuo 2021 m. sausio 1 d. trump\u0117ja ind\u0117li\u0173 draudimo i\u0161mok\u0173 i\u0161mok\u0117jimo terminas \u2013 \u012fvykus kredito \u012fstaigos draud\u017eiamajam \u012fvykiui, i\u0161mokos bus i\u0161mokamos grei\u010diau nei iki \u0161iol, t. y. ne v\u0117liau kaip per 10 darbo dien\u0173 nuo kredito \u012fstaigos draud\u017eiamojo \u012fvykio dienos (\u012fstatymo 7 straipsnio 2 dalis).<\/p>\n

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      1. Kei\u010diamas ex ante<\/em> ind\u0117li\u0173 draudimo \u012fmokos nustatymas ir skai\u010diavimas<\/strong><\/li>\n<\/ol>\n

        \u012estatyme pakeistos nuostatos d\u0117l mok\u0117tinos periodin\u0117s (ex ante<\/em>) ind\u0117li\u0173 draudimo \u012fmokos apskai\u010diavimo. Nuo \u0161iol kiekvieno ind\u0117li\u0173 draudimo sistemos dalyvio mok\u0117tinos periodin\u0117s (ex ante<\/em>) ind\u0117li\u0173 draudimo \u012fmokos dydis bus apskai\u010diuojamas kiekvien\u0105 kalendorin\u012f ketvirt\u012f (pagal kiekvieno ind\u0117li\u0173 draudimo sistemos dalyvio deklaruotus pra\u0117jusio kalendorinio ketvir\u010dio paskutinio m\u0117nesio paskutin\u0117s dienos pagrindini\u0173 apdraust\u0173j\u0173 ind\u0117li\u0173 duomenis), skirtingai nuo galiojusios nuostatos, kai \u012fmokos buvo apskai\u010diuojamos kart\u0105 metuose. \u0160iuo pakeitimu nustatytas teisingesnis \u012fmok\u0173 mok\u0117jimo mechanizmas, \u012f ind\u0117li\u0173 draudimo sistem\u0105 \u012ftraukiantis ir naujus dalyvius, taip pat grei\u010diau reaguojantis \u012f dalyvi\u0173 pagrindini\u0173 apdraust\u0173j\u0173 ind\u0117li\u0173 padid\u0117jim\u0105 bei u\u017etikrinantis didesnes draudimo \u012fplaukas \u012f Ind\u0117li\u0173 draudimo fond\u0105.<\/p>\n","protected":false},"excerpt":{"rendered":"

        Nuo 2021 m. sausio 1 d. \u012fsigalioja Lietuvos Respublikos ind\u0117li\u0173 ir \u012fsipareigojim\u0173 investuotojams draudimo \u012fstatymo nauja redakcija (toliau \u2013 \u012fstatymas). I\u0161skiriame \u0161iuos tris esminius pakeitimus, kurie yra aktual\u016bs ne tik kredito \u012fstaigoms, bet ir ind\u0117lininkams: I\u0161ple\u010diama ind\u0117li\u0173 draud\u017eiamojo \u012fvykio s\u0105voka Esminis ir svarbus pakeitimas \u012fvyko ind\u0117lio draud\u017eiamojo \u012fvykio s\u0105vokoje. Anks\u010diau galiojusioje \u012fstatymo redakcijoje ind\u0117lio draud\u017eiamasis […]<\/p>\n","protected":false},"author":1,"featured_media":8280,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-8283","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-naujienos"],"yoast_head":"\nTrys esminiai pasikeitimai, susij\u0119 su ind\u0117li\u0173 draudimu - IIdraudimas.lt<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.iidraudimas.lt\/lt\/trys-esminiai-pasikeitimai-susije-su-indeliu-draudimu\/\" \/>\n<meta property=\"og:locale\" content=\"lt_LT\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Trys esminiai pasikeitimai, susij\u0119 su ind\u0117li\u0173 draudimu - IIdraudimas.lt\" \/>\n<meta property=\"og:description\" content=\"Nuo 2021 m. sausio 1 d. \u012fsigalioja Lietuvos Respublikos ind\u0117li\u0173 ir \u012fsipareigojim\u0173 investuotojams draudimo \u012fstatymo nauja redakcija (toliau \u2013 \u012fstatymas). I\u0161skiriame \u0161iuos tris esminius pakeitimus, kurie yra aktual\u016bs ne tik kredito \u012fstaigoms, bet ir ind\u0117lininkams: I\u0161ple\u010diama ind\u0117li\u0173 draud\u017eiamojo \u012fvykio s\u0105voka Esminis ir svarbus pakeitimas \u012fvyko ind\u0117lio draud\u017eiamojo \u012fvykio s\u0105vokoje. 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